Payment Card Industry Data Security Standard (PCI-DSS) is the broadest and most comprehensive security standard for encryption, key management, access control and audit that uniquely reduce drastically threats and risks to your business.
Any organization that stores, processes, or transmits cardholder data must comply with the PCI-DSS standard. The major card brands which are Visa, Master Card, Discover, and American Express have aligned their individual security policy and cardholder data protection program to create the PCI-DSS, which is an industry wide framework for protecting consumers.
PCI-DSS is segmented in six (6) Control Objectives and Twelve (12) Operational Requirements which are as follow:
| CONTROL OBJECTIVES | PCI DSS REQUIREMENTS |
|---|---|
| Build and maintain a secure network | 1. Install and maintain a firewall configuration to protect cardholder data |
| 2. Do not use vendor-supplied defaults for system passwords and other security parameters | |
| Protect cardholder data | 3. Protect stored cardholder data |
| 4. Encrypt transmission of cardholder data across open, public networks | |
| Maintain a vulnerability management program | 5. Use and regularly update anti-virus software on all systems commonly affected by malware |
| 6. Develop and maintain secure systems and applications | |
| Implement strong access control measures | 7. Restrict access to cardholder data by business need-to-know |
| 8. Assign a unique ID to each person with computer access | |
| 9. Restrict physical access to cardholder data | |
| Regularly monitor and test networks | 10. Track and monitor all access to network resources and cardholder data |
| 11. Regularly test security systems and processes | |
| Maintain an information security policy | 12. Maintain a policy that addresses information security |
SKYNET is uniquely equipped to eliminate roadblocks to PCI network design and segment, data encryption requirements, access control requirements, auditing and logging requirements, secure systems configurations requirements, and configuration management requirements.
